There are times when a plaintiff enters into a settlement agreement for a considerable amount of money, and the defendant, the plaintiff\u2019s attorney or financial planner may suggest that the settlement be paid in installments over a period of time in lieu of in one lump sum. This is called a structured settlement. The settlement is frequently developed through the purchase of an annuity, which guarantees future payments.<\/p>\n
One of the benefits of a structured settlement is the avoidance of taxes. A structured settlement can greatly lower the plaintiff\u2019s tax obligations due to the settlement, and in some instances, may not be subject to tax. Additionally, a structured settlement can safeguard a plaintiff from the depletion of settlement funds when they are needed to pay for care in the future. Such a settlement can also help insulate a plaintiff from him- or herself, especially if the plaintiff is unable to manage money, or cannot say no to family members who would like the plaintiff to share the funds with them. <\/p>\n
The settlement can also be helpful to minors, for whom certain costs can be defrayed during their youth, and disbursements can be used to pay for their college education. A plaintiff who has suffered an injury and who has special needs could benefit from the receipt of periodic payments that can be applied toward the purchase of medical equipment. <\/p>\n
In some cases, it would be more advantageous for a seriously disabled plaintiff to establish a special needs trust instead of having a structured settlement. A plaintiff who is the recipient of, or anticipates being the recipient of, Medicaid or other needs-based government benefits, is advised to contact a financial planner prior to selecting a structured settlement. <\/p>\n
One of the possible disadvantages of a structured settlement is that some individuals may feel constrained by the receipt of payments at fixed intervals. You may be considering buying a new home or other costly item, but may not have the capital because of the inability to borrow against future settlement payments. <\/p>\n
In such cases, it may be more beneficial for you to accept a lump sum payment, and invest the funds yourself. There are investments that will yield a higher long-term return than the annuities used to create a structured settlement.<\/p>\n
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Hay ocasiones en las que un demandante llega a un acuerdo de indemnizaci\u00f3n por una cantidad considerable de dinero, y el demandado, el abogado del demandante o su asesor financiero pueden sugerir que la indemnizaci\u00f3n se pague a plazos a lo largo de un periodo de tiempo, en lugar de en un solo pago. A esto se le denomina \u00abindemnizaci\u00f3n estructurada\u00bb. La indemnizaci\u00f3n\u2026<\/p>","protected":false},"author":4,"featured_media":875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,3],"tags":[],"class_list":["post-989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-liability","category-workers-compensation"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/posts\/989","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/comments?post=989"}],"version-history":[{"count":2,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/posts\/989\/revisions"}],"predecessor-version":[{"id":991,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/posts\/989\/revisions\/991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/media\/875"}],"wp:attachment":[{"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/media?parent=989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/categories?post=989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.petrilloandgoldberg.com\/es\/wp-json\/wp\/v2\/tags?post=989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}