¿Cuál es el plazo de prescripción para presentar una reclamación de indemnización por accidente laboral?

Workers’ compensation is insurance coverage an employer carries to compensate employees for injuries or illnesses that they sustain at work or during the course of their employment hours or duties. The employee must notify the employer of a lesión o enfermedad laboral immediately after the incident or soon thereafter. Only then, will the employer notify the workers’ compensation insurance carrier to evaluate the employee’s claim. If the carrier or employer denies the claim or prematurely stops payment of approved workers’ compensation benefits, the employee may file a workers’ compensation claim.

Time is a major factor when filing a claim. It is important for an injured worker to meet the statute of limitations in the workers’ compensation process. Statute of limitations is a time limit that dictates how much time a person has to file a claim before their claim is barred forever. In New Jersey, an employee must file their formal claim for workers’ compensation within two years from the date of the work-related injury or illness or date of the last payment for compensation, whichever is later.